I’m not sure of the exact moment when retirement became something I think about, but I do know it’s not anything I thought about at all when I was a young mom raising my kids. Frankly, if I’d been thinking about retirement I’m not sure I’d have chosen to be a full-time stay-at-home-mom (SAHM) for ten years. Back then all I was thinking about was my children’s future, not my own, but I’ll never regret the time I gave to them.
Of course it helped that during those ten years I knew I was going to live and be young forever so retirement wasn’t anything that concerned me since I was way too smart to ever do something stupid like get old.
Does Thinking About Retirement Scare the Shit Out of You?
My lack of regret doesn’t mean I’m not aware there have been some serious financial consequences from being a SAHM for ten years. Every year Social Security sends out that annual report showing your lifetime earnings I see just what a personal financial impact those ten years with big fat zeros behind them might mean if I don’t take definitive action now.
And right now, I’m telling you, I think a lot about those ten years of zeros and what they might mean about my financial future, and what I can do today so that the second half of my life is as fulfilling as the first.
Unfortunately, most websites about retirement planning scare the Bejeezus out of me. All that doom and gloom about there not being any Social Security left for those of us on the young end of the Boomer spectrum is enough to make anyone just want to stick their head in the sand and keep pretending it isn’t going to happen. Maybe some people find terror motivating, but I merely find it, well, terrifying.
How does telling me that I’m doomed help?
Anyway, I can’t live in that place of fear and doom. I gots to have me some hope. Which is why I LOVE AARP.
I don’t just love AARP because they invited me to Miami to enjoy the Life@50+ National Event so that I could come back and report on the benefits of AARP membership to my readers. I love AARP because it’s the one place I can go that doesn’t freak my shit out about getting older.
Being at a national AARP event is a breath of fresh air for those of us facing the prospect of aging in an uncertain future economy. But the best part for me is how young I feel at a convention. You really do feel there that 50 is the youth of old age. And seeing all of the actively engaged people, no matter what their age, makes aging a lot less terrifying.
And I also love AARP because they know that I’m going to need every penny I have to make it safely through the second half of my life with dignity, and without become a burden to those two beautiful children I gave my youth to.
The Benefits of AARP Membership
AARP has so much to offer people over 50, but this is a blog post, not a novel, so today I’m just going to touch upon a few of the many membership discounts available to members of AARP.
First off, AARP membership only costs $16 a year. And for your $16 you will get access to thousands of unbeatable deals and discounts for the things you’re already buying.
For instance, thinking about travel? AARP’s got you covered.
For example, AARP members save up to $400 on British Airways
And there’s great discounts on Vacations by Rail®
And discounts on Norweigian Cruise
Are you single and think traveling isn’t for you because you don’t have a companion? Think again! AARP has an entire section of discounts and specials dedicated to solo traveling, something I do a lot now as a travel nurse.
Speaking of traveling, my next contract is in San Francisco! I love this city. And I can’t wait to use my AARP membership advantages to save money on the things I love to do here.
Click below on your gift card from me to you and join today. Start seeing what AARP’s Real Possibilities holds for your future!